Naftali Moses

Terms of Service

General

These terms of use (“Terms of Use” or “Terms”) are entered into by and between you and Naftali Moses Transformational Coaching(may be referred to as “Naftali Moses”, “us”, “we”, or “our”). The following terms and conditions govern your access to and use of naftalimoses.com, including any content, functionality, and Services offered on or through naftalimoses.com(the “Website”), whether as a guest or registered user/member.

Please read these Terms carefully before using this Website and/or the products and services offered on or through the Website (collectively, the Website, products, and services shall be referred to as the “Services”). By using the Services, you accept and agree to be bound by the Terms of Use. If you do not want to agree to these Terms of Use, you may not access or use our Services.

The Services, including the Website, are offered and available to users who are 18 years of age or older. By using the Services, you represent and warrant that you are of legal age to form a binding contract with us and meet the foregoing eligibility requirements. IF YOU ARE UNDER THE AGE OF 18, YOU MAY NOT USE, ACCESS, OR PURCHASE ANY SERVICES.

Change To Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time in our sole discretion. Changes to the Terms will be posted on our Website, and all modifications or replacements are effective immediately upon posting to the Website and apply to all access to and use of the Services thereafter. Your continued use of the Services following the posting of the revised Terms means that you accept and agree to the changes. If you do not agree to the changed Terms, you must stop using the Services.

Access to and Use of Services

We reserve the right to withdraw or amend the Services, including, but not limited to, any product or service we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Services is unavailable at any time or for any period. From time to time, we may restrict user access, including registered user/member access, to some parts of the Services.

You are responsible for ensuring that all persons who access the Services through your internet connection are aware of these Terms of Use and comply with them.

You may use the Services only for lawful purposes and in accordance with these Terms of Use. You agree not to:

Use the Services in any way that violates any applicable federal, state, local, or international law or regulation;

Use the Services to impersonate or attempt to impersonate us, our employees, another user, or any other person or entity;

Use the Services to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us in our sole discretion, may harm us or other users of the Services or expose us to liability;

Use the Services in any manner that could disable, overburden, damage, or impair the Services or interfere with any other party's use of the Services;

Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on or related to the Services;

Use any manual process to monitor or copy any of the material on or related to the Services, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent;

Use any device, software, or routine that interferes with the proper working of the Services;

Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful;

Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services are stored, or any server, computer, or database connected to the Services; and/or

Otherwise, attempt to interfere with the proper working of the Services.

Accounts

To access certain Services, you may be required to create an account. When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. You agree that all information you provide to create an account with us is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

You must treat any usernames, passwords, or other pieces of security information related to your account and the Services as confidential, whether your information is connected directly with our Website or is connected with a third-party service linked to the Services, and you must not disclose it to any other person or entity. You agree that your account is personal to you and agree not to provide any other person with access to the Services or portions of it using your username, passwords, or other security information. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

We have the right to disable your account at any time, in our sole discretion, if, in our opinion, you have violated any provision of these Terms of Use.

Intellectual Property Rights

The Services and their original content, features, and functionality (including, but not limited to, all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are and will remain the exclusive property of Naftali Moses Transformational Coaching. The Services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of Naftali Moses Transformational Coaching.

These Terms of Use permit you to use the Services for your personal, non-commercial use only. You must not access or use any part of the Services for any commercial purposes. You must not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit the Services or any of the material which is a part of the Services, except, where applicable, you may print or download one copy of the materials related to the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution. You must not modify copies of any materials from the Services or delete or alter any copyright, trademark, or other proprietary rights notices from copies of the materials.

If you print, copy, modify, download, or otherwise use or provide any person with access to any part of the Services in breach of the Terms of Use, your right to use the Services will stop immediately, and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Services or any content related to or on the Services is transferred to you, and all rights not expressly granted are reserved by us. Any use of the Services not expressly permitted by these Terms of Use is a breach of these Terms and may violate copyright, trademark, and other laws.

Your License to Us

By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older. In addition, when you submit, email, text or deliver or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address or screen name, as we deem appropriate.

You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to Naftali Moses from their creation. Thus,Naftali Moses shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as Naftali Moses determines. In the event that any of the results and proceeds of your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to Naftali Moses all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are reproductions of prior works by you shall be co-owned by us.

You acknowledge that Naftali Moses has the right but not the obligation to use and display any postings or contributions of any kind and that Naftali Moses may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of our material, content or intellectual property.

Availability, Errors and Inaccuracies

We are constantly updating our offerings of Services. The information presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of the information provided on or through the Services. The Services may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on our Services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice; however, any of the material may be out of date at any given time, and we are under no obligation to update such material. Any reliance you place on such information is at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you.

Termination

We have the right to terminate or suspend your account and access to the Services immediately, without prior notice or liability, and without refund, for any or no reason, including, without limitation, at any violation of these Terms of Use. Upon termination, your right to access or use our Services will immediately cease.

If you wish to terminate your account, you may simply discontinue using the service by contacting us at info@naftalimoses.com to inform us of your desire to terminate your account.

All provisions of the Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, Terms related to intellectual property, warranty disclaimers, indemnity, and limitations of liability.

Purchases

If you wish to purchase any Service made available on the Website or by any of its affiliates or third-party services used by Us to facilitate the purchase process (a “Purchase” or “Purchases”), you may be asked to supply certain information relevant to your Purchase, including, but not limited to, name, email address, mailing address, credit card information, billing address, and shipping information. By submitting such information, you grant us the right to provide the information provided to third parties for purposes of facilitating the completion of Purchases.

You represent and warrant the following:

You have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase.

The information you supply to us as part of your Purchase is true, correct, and complete.

Naftali Moses Transformational Coaching and their members, directors, officers, employees, agents, contractors, insurers, spectators, affiliates, co-participants, equipment suppliers, and volunteers are not responsible for any loss or damage arising from the submission of false or inaccurate information.

We reserve the right to refuse or cancel your Purchase at any time for certain reasons, including, but not limited to, product or service availability, geographic location, errors in the product or service description or price, or error in your order. You expressly agree that Naftali Moses Transformational Coaching, and their members, directors, officers, employees, agents, contractors, insurers, spectators, co-participants, equipment suppliers, and volunteers are not liable for loss or damage arising out of such cancellation. We reserve the right to refuse or cancel your order if we suspect fraud or an unauthorized or illegal transaction.For information about refunds, please refer to our Refunds Policy.

Links to Other Web Sites

Our Services may contain links to third-party web sites or services that are not owned or controlled by Naftali Moses Transformational Coaching. These links are provided for your convenience only. We have no control over any third-party websites or services we are linked to, so we accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to our Services, you do so entirely at your own risk and subject to the terms and conditions of use for such third-party websites and services; these Terms of Use do not govern such websites and services. You acknowledge and agree that Naftali Moses Transformational Coaching, and their members, directors, officers, employees, agents, contractors, insurers, spectators, co-participants, equipment suppliers, and volunteers, shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. Caution should be exercised when visiting linked websites, and you should examine the terms of use and privacy policies of the third-party websites or services in question.

Limitation of Liability

To the fullest extent provided by law, in no event shall Naftali Moses Transformational Coaching, or their members, directors, officers, employees, agents, contractors, insurers, spectators, co-participants, affiliates, equipment suppliers, and volunteers, be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Services, any websites linked to the Services, any content or materials on or associated with the Services, and these Terms of Service, including, but not limited to, any direct, indirect, special, incidental, consequential, or punitive damages, including, but not limited to, personal injury, death, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether based on tort (including negligence), breach of contract, or otherwise, even if foreseeable.

To the fullest extent provided by law, in no event shall Naftali Moses Transformational Coaching, or their members, directors, officers, employees, agents, contractors, insurers, spectators, co-participants, affiliates, equipment suppliers, and volunteers, be liable for any conduct or content of any individual, entity, or third-party using our Services or any content obtained from our Services; and/or unauthorized access, use, or alteration of your transmissions or content, whether based on tort (including negligence), breach of contract, or otherwise, even if foreseeable.

Disclaimers

Your use of the Services is at your sole risk. The Services and any materials obtained through the Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.

We cannot and do not guarantee or warrant that files available for downloading as part of the Services will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output and for maintaining a means external to our Services for any reconstruction of lost data.

TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A VIRUS OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES, MATERIALS OBTAINED THROUGH THE SERVICES, AND/OR ANY WEBSITE LINKED TO THE SERVICES.

Naftali Moses Transformational Coaching, nor any person associated with these companies makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Services. Without limiting the foregoing, Naftali Moses Transformational Coaching, or anyone associated with these companies represents or warrants that the Services, their content, or any materials obtaining through the Services will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that the Services or the server that makes the Services available are free of viruses or other harmful components, or that the Services or materials obtained through the Services will otherwise meet your needs or expectations.

TO THE FULLEST EXTENT PROVIDED BY LAW, Naftali Moses Transformational Coaching HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY Naftali Moses AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

Indemnification

You agree to defend, indemnify, and hold harmless Naftali Moses Transformational Coaching, and their members, directors, officers, employees, agents, contractors, insurers, spectators, co-participants, affiliates, equipment suppliers, and volunteers, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Services, including, but not limited to, any use of the Services and materials from the Services other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Services.

Governing Law; Waiver; Severability; Entire Agreement

These Terms shall be governed and construed in accordance with the laws of California, USA, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Services shall be instituted exclusively in the courts of Onatrio.. You waive any all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

We shall not be deemed to have made a waiver, consent, or approval under these Terms unless we have done so in writing, and our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. No waiver by Naftali Moses Transformational Coaching of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any waiver, consent, or approval under these Terms shall apply only to the matter expressly waived, consented to, or approved, and shall not be deemed to be a waiver, consent, or approval of any subsequent breach or of any other provision of these Terms.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

These Terms constitute the entire agreement between us regarding the Services and supersede and replace any prior agreements we might have between us.

Service Agreement, Terms & Conditions

Our commitment is to offer high-quality educational content, programs, coaching, courses, and resources. We encourage our users and clients to engage deeply with our materials, applying the strategies and insights provided to achieve the best outcomes.

In addition to all of the above, the following terms and conditions also apply when you enroll into any of our Services.

PRIVACY AND CONFIDENTIALITY

Naftali Moses Transformational Coaching will not divulge that you are in a Coaching Programs and, Services without your express consent, except where life-threatening dangers to you or others or similar emergencies exist or where required by law. The client is free to discuss the coaching relationship with anyone at any time. Please note that despite all reasonable measures taken, your privacy cannot be guaranteed in your interactions with Naftali Moses Transformational Coaching due to complicating factors, such as emails being hosted on websites owned by third-party companies who handle those privacy features.

SCHEDULING

All sessions booked with Naftali Moses Transformational Coaching coaches wether private or group coaching are scheduled in advance using Mighty Networks and Go High Level platforms. Payment is required and will be processed at the time of enrolling to our programs. If for any reason you cannot attend a scheduled session, you are fully responsible for informing Naftali Moses Transformational Coaching and rescheduling in advance(If Applicable), otherwise the payment for the session will be deemed forfeited to Naftali Moses Transformational Coaching Coaching Inc.. You are responsible for rescheduling via the link you receive from our coaches wether via email or through our community platform which is Mighty Networks. You may contact Naftali Moses Transformational Coaching to discuss this or get help doing so; however, we may not be immediately available prior to a session to help you reschedule, so it is best to reschedule as far in advance as possible.

CLIENT RESPONSIBILITY

Naftali Moses Transformational Coaching will do everything reasonably possible to support you in achieving your own results and desired outcomes. Naftali Moses Transformational Coaching will work with you to identify solutions and offer suggestions, options, and advice based on its personal experience, training, and the information presented.

You accept full responsibility for all decisions and courses of action. You are responsible for all changes in your life. YOU, AS CLIENT, AGREE AND ACKNOWLEDGE THAT Naftali Moses Transformational Coaching AND ITS MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, INSURERS, SPECTATORS, CO-PARTICIPANTS, AFFILIATES, EQUIPMENT SUPPLIERS, AND VOLUNTEERS ARE NOT LICENSED INVESTMENT ADVISORS, REAL ESTATE AGENTS, ACCOUNTANTS, OR FINANCE, HEALTH, MEDICAL, OR LEGAL PROFESSIONALS.

TASKING

Naftali Moses Transformational Coaching may assign tasks during consultations and recovery process to be performed outside of session. Tasks are assigned to assist in accelerating your change and the achievement of your desired results. The benefit of consulting with Naftali Moses Transformational Coaching stems from both from our knowledge and client engagement with tasks to experience change. It is up to the client to complete these in order to achieve their goals.

INTELLECTUAL PROPERTY

As further set forth above in these Terms of Use, all material relating to Naftali Moses Transformational Coaching’s consulting and recovery work is subject to copyright and other intellectual property rights. No materials may be recorded, used, or reproduced without the written permission of Naftali Moses Transformational Coaching.

LIMITATION ON LIABILITY

As further set forth above in these Terms of Use, you understand that all action taken is performed voluntarily and is your own responsibility. Clients should seek independent professional advice before undertaking any physical, business, relationship, medical, investment, or other actions.

PAYMENT

Payment is processed via third-party services which Stripe and/or Paypal. All transactions are carried out in US dollars and subject to currency exchange fees as dictated by the payment processing service utilized. Payment processing is subject to the terms and conditions as well as privacy policy of these third-party payment processing services. Your personal payment information is not stored by Naftali Moses Transformational Coaching or its business affiliates.

Non-Refundable Fees

All fees associated with Services offered by Naftali Moses Transformational Coaching, including, but not limited to, Private or Group Coaching, Programs Enrollment, Courses, bundles and subscription, are non-refundable. This policy is in place to safeguard the proprietary content and intellectual effort that our offerings encompass. Our clients & subscribers’ commitment to the subscription period and Sessions is crucial for accessing our comprehensive resources, including live calls, personalized sessions, and a wealth of educational content.

Commitment to Quality

We believe in the transformative potential of our Services. While we provide the tools and knowledge to foster your growth, the implementation and resulting success depend significantly on individual effort and external factors beyond our control. Thus, we cannot guarantee specific outcomes or success as a result of your participation in any of Naftali Moses Transformational Coaching’s Services.

Agreement

By using the Services, including, but not limited to, enrolling in the Coaching Programs and, Services, Coaching Sessions either done privately or within a group by Naftali Moses or any other Naftali Moses Transformational Coaching Coaches, the Paid or Free Communities, Courses, or Books, you acknowledge and agree to abide by the these Terms of Use. We appreciate your understanding and commitment to leveraging our resources to achieve your goals.

Interactive Features

This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:

Restrict or inhibit any other user from using and enjoying the Site.

Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.

Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.

Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.

Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.

Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.

Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval.

Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

Naftali Moses may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. Naftali Moses or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centers for users and subscribers. Information and content posted within these public forums may be provided by Naftali Moses’s staff, Naftali Moses’s outside contributors, or by users not connected with Naftali Moses, some of whom may employ anonymous user names. Naftali Moses expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of Naftali Moses or any of its subsidiaries or affiliates.

Naftali Moses has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

We occasionally include access to an online community as part of our programs. We want every single member to add value to the group. Our goal is to make your community the most valuable community you’re a member of. Therefore, we reserve the right to remove anyone at any time. We rarely do this, but we want to let you know how seriously we take our communities.

Contact Us

If you have any questions about these Terms of Use, please contact us at the information listed below:

12811 Victory Blvd., Valley Village, CA, 91607

info@naftalimoses.com

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